If you’ve fallen behind on filing your taxes for multiple years, you’re not alone—and you’re not beyond help. Every year, thousands of Americans find themselves in the same situation. Whether it’s due to personal hardship, disorganization, or simply being overwhelmed, the consequences of unfiled returns can quickly snowball.
But the good news? You have options—and a tax resolution professional such as our firm at Jablonsky Tax Relief can help you get back on track.
Why Filing Is So Important
Filing your tax returns each year isn’t just a good idea—it’s required by law. When you don’t file:
- The IRS can file a return for you—called a Substitute for Return (SFR)—which almost always results in a much higher tax bill.
- You become ineligible for refunds or certain credits you may be entitled to.
- The IRS can begin collection actions, including levies and wage garnishments.
- Penalties and interest begin to accumulate, increasing your tax debt significantly.
- You may lose the ability to discharge tax debt in bankruptcy.
If multiple years go unfiled, these problems multiply and can become overwhelming very quickly.
What the IRS Does When You Don’t File
When the IRS notices that you haven’t filed a return, they don’t just ignore it. They can:
- Send notices and demand payment.
- File a Substitute for Return using the worst-case scenario (no deductions, single status).
- Assess taxes, penalties, and interest based on that substitute return.
- Begin enforced collection through levies, liens, and wage garnishments.
Many people don’t realize that an unfiled return doesn’t mean the IRS doesn’t know you owe. They receive income information from employers, banks, and other sources. If you’re behind, they likely already have a partial picture.
How a Tax Resolution Professional Can Help
At Jablonsky Tax Relief, we specialize in helping people just like you—those who haven’t filed in years and are ready to take control of their situation. Here’s how we can help:
- Return Reconstruction – We can gather your wage and income transcripts directly from the IRS and help reconstruct your missing returns.
- Strategic Filing – We’ll identify which years absolutely must be filed to get you compliant and in the IRS’s good graces. Usually, the IRS requires only the last six years to be filed.
- Reduce Your Liability – By filing accurate returns (not the IRS’s estimates), we can often significantly reduce the total amount you owe.
- Prevent or Stop Collections – Once you start filing and working with a professional, we can put a hold on collection actions while resolving your case.
- Negotiate a Resolution – Whether it’s an Offer in Compromise, Installment Agreement, or another program, we’ll fight for the best possible outcome.
Take the First Step Toward a Fresh Start
Having unfiled tax returns can feel like a dark cloud hanging over your life—but it doesn’t have to be that way forever. With the right help, you can come into compliance, reduce your stress, and reclaim your financial future.
Don’t wait for the IRS to come knocking. Contact us today for a free consultation by calling (972) 821-1991 or by scheduling some time on our calendar by clicking “Schedule a Free Consultation” at https://jablonskytaxrelief.com. We’ll evaluate your situation, explain your options, and help you take the first step toward resolving your tax issues—for good.
